Split payments, more rewards. First Order: Up to $10 Off!
Happier shopping with one of Southeast Asia's leading digital financing platforms. Enjoy flexible payments, exclusive deals, and rewards all in one app.
Earn Atome+ Rewards
đ° Earn Atome+ points with every payment! Use Atome+ points to redeem a wide selection of lifestyle rewards while shopping in the Atome app. Catch discounts, offers, sales, and deals by redeeming your points!
đ° Get more value out of your points when you redeem rewards from KrisFlyer, NTUC Linkpoints, Grab, TADA, Lazada, Shopee, etc.
Shop and win more rewards
đ°Earn rewards, vouchers, offers, deals, Atome+ points and more when you complete Atome Challenges!
Open a free account in minutes today, enjoy a $10 voucher on your first purchase.
âĄRegister to first payment only takes minutes.
đ°Payments are automatically deducted from your preferred credit card or debit card â never worry about missing payments.
Vouchers & deals
Download Atome to get first dibs on exclusive deals and offers. What you can expect:
đ° A welcome voucher on your first purchase
đ° Exclusive deals, offers, and sales at our partner brands â for new users & existing users
âïž Personalised recommendations to keep you updated with the latest shopping trends and deals
Shop & pay with Atome at preferred brands online or offline
đ Fashion: SHEIN, Asics, Calvin Klein, Decathlon, ZARA, and more
đ Beauty: Sephora, Beauty Fresh, and more
âïž Travel & Flights: Trip.com, Agoda, and more
đ Commerce: Taobao, Amazon, ZALORA, and more
đœïž Daily Needs: IKEA, COURTS, and more
If youâre shopping online, select Atome when you pay. If youâre shopping in-store, simply scan our QR code at the cashier to buy items from your favourite brands.
Shop online and in-store
âą Use Atome buy now pay later to shop and buy at your favourite brands.
âą Shopping for bags and clothes? Shop and pay at CHARLES AND KEITH, Zalora, Zara, SHEIN, and more
âą Looking to book a flight? Buy from Agoda, Trip.com, and more
âą Buying a phone? Buy Samsung now, pay later
âą Feeling active? Stay active with Adidas, Under Armour, Lululemon, and more
âą Going out? Shop at Dyson, Sephora, Amazon, and more
âą Feeling hungry? Dine at many restaurants and pay later
âą Atome is accepted at a wide range of offline & online shopping categories.
Flexible payment options
âą Some things in life shouldn't wait. Split your online or offline purchases into 3 payments, or choose a longer payment period with a small fee at our partner shops and brands.
âą Shopping from Sephora, SHEIN, Taobao, or Agoda? Atome got you covered.
âą Choose from 3 interest-free payments, or extend your timeline with a small processing fee. All fees are displayed in the app when you purchase.
âą You'll pay the first payment at the point of purchase, and the subsequent payments monthly.
Track your bills
âą The Atome app does all the work for you so no bill payment will be missed.
âą Easily check your payment schedule under âBillsâ.
âą Youâll also be informed whenever bill payments are due and when your payment cycle is complete.
đProtect Your Payments
Ease your worries and cover your outstanding bill payments with Bill Secure (Underwritten by Chubb Insurance):
âą Covers up to 5 times the transaction amount in the event of accidental death or permanent disablement
âą Instant coverage upon successful enrolment
Contact Us
Atome is dedicated to offering you the best shopping experience with our flexible payment solutions and exclusive deals. Should you have any questions, please reach out to us at
[email protected]. Love using Atome? Leave us a rating and review on Google Play and follow us on our social media channels:
Website: https://www.atome.sg/
Facebook: https://www.facebook.com/atomesg/
Instagram: https://www.instagram.com/atome.sg/
LinkedIn: https://www.linkedin.com/company/atomesg